Diversify your retirement with Cedar Gold Group Precious Metals IRA

We have thoroughly vetted IRA custodians and storage facilities throughout North America to provide the best Precious Metals IRA options for all our clients. A Precious Metals IRA allows you to utilize the tax savings of a retirement account while holding physical gold, silver, platinum, and palladium in your account. A self-directed IRA allows you to take control of your retirement with the diversification features of tangible gold and silver while maintaining the benefits of tax deferment.

Eligible Accounts

Eligible accounts include:

  • Traditional IRA

  • Roth IRA

  • Traditional 401(k)

  • Roth 401(k)

  • Thrift Savings Plan (TSP)

  • 403(b)

  • 457(b)

  • Simplified Employee Pension (SEP)

  • Savings Incentive Match Plan for Employees of Small Employers (SIMPLE)

  • Tax-Sheltered Annuity (TSA)

How To Get Started With IRA Precious Metals

  • TALK TO A SPECIALIST

    Cedar Gold Group allows you to utilize tax savings while holding physical metals. Explore your options with one of the best precious metals IRA companies. Call a specialist at (855) 404-6015 and they will help you fill out the needed paperwork.

  • FUND YOUR IRA ACCOUNT

    Funds swiftly auto-transfer to your new IRA account in as little as 3 days, ensuring quick setup for your precious metals IRA accounts. Start securing your financial future effortlessly.

  • PURCHASE YOUR METALS

    You can then select to purchase gold, silver or both. These metals will be securely stored at an IRA approved vault at Delaware Depository, Texas Precious Metals Depository, or International Depository Services.

Schedule free consultation

How To Get Started With IRA Precious Metals

  • TALK TO A SPECIALIST

    Cedar Gold Group allows you to utilize tax savings while holding physical metals. Explore your options with one of the best precious metals IRA companies. Call a specialist at (855) 404-6015 and they will help you fill out the needed paperwork.

  • FUND YOUR IRA ACCOUNT

    Funds swiftly auto-transfer to your new IRA account in as little as 3 days, ensuring quick setup for your precious metals IRA accounts. Start securing your financial future effortlessly.

  • PURCHASE YOUR METALS

    You can then select to purchase gold, silver or both. These metals will be securely stored at an IRA approved vault at Delaware Depository, Texas Precious Metals Depository, or International Depository Services.

Cedar Gold Support

Our team at Cedar Gold is here for you to guide you through the process of rolling over your retirement account. We’re readily available to answer any questions concerning your Precious Metals IRA and the precious metals you’ve purchased. Our services do not end after your metals are delivered; we are always available to answer any questions you have about your precious metals. Our clients may also benefit from our buy-back policy with no additional fees when you are ready to sell. Call (855) 404-6015 to get started.

IRS Approved Gold and Silver

The Taxpayer Relief Act of 1997 allows individuals to hold precious metals within their retirement accounts.

The Act sets some restrictions:

  • Only a select few precious metals – gold, silver, platinum, and palladium – are allowed.

  • The IRS approved only bullion, coins, bars, and rounds with additional requirements around the purity of those metals. You cannot hold  collectibles. We have a large selection of IRA-eligible coins and bars for you to choose from.

  • Precious metals must be managed by an IRS-approved custodian and stored with an approved depository, not the IRA owner. Cedar Gold partners only with vetted custodians and depositories to make it simple and secure for you.

 

 

Distributions of Precious Metals IRAs work the same as any other IRA:

  • You must take minimum distributions after you turn 72, and there may be penalties if you take distributions before age 59.5

  • You can liquidate your IRA metals for cash or take physical possession of them; however, this is counted as an IRA distribution.

Benefits of a Precious Metals IRA


Tax Advantages

Buying gold and silver in a retirement account allows you to enjoy tax savings. With a traditional Gold IRA (or Silver IRA), you receive an upfront benefit of tax deferral when you make a contribution. Your assets then grow tax-deferred. You can expect to pay regular income tax on your withdrawals in retirement. With a Roth version of a precious metals retirement account, you lose the upfront benefit of tax deferral, but enjoy tax-free withdrawals in retirement. Both options allow you to save on taxes, now or later.

Inflation Protection

If you are like most Americans, you have most of your income and assets denominated in the U.S. dollar. This makes you vulnerable to a loss of purchasing power as more dollars are printed triggering inflationary periods. Diversifying with a precious metals retirement account can help mitigate damage to your net worth from a significant decline in the dollar. Because gold can not be printed out of thin air and is therefore a store a value that is relatively immune to inflation, it can help protect your purchasing power and mitigate inflation risks.

Diversification

Adding gold or silver to your IRA can help hedge your overall retirement savings. Precious metals tend to move independently of the dollar and the broader economy. Especially in times of financial or geopolitical uncertainty, gold has usually retained its value or increased in value relative to other assets. This can stabilize your overall retirement savings and smooth out your returns.

Control

With a self-directed Precious Metals IRA, you maintain control. You direct all buy and sell actions in your account. Also, with Cedar Gold , you get our Buyback Policy, which can provide you with liquidity if and when you need it without additional fees.