1.25 oz Canadian Bison Silver Coin (Year Varies)

A 1.25 oz fine silver coin from the Royal Canadian Mint, featuring the iconic North American bison in high-relief strike.

Purity

99.99% (.9999 fine)

Quality

Brilliant Uncirculated

Refiner

Royal Canadian Mint

Mint Dates

Varies by issue

Composition

99.99% silver (.9999 fine)

Diameter / Weight

38 mm / 1.25 oz

IRA Eligible

Yes, IRA Approved

Available Sizes

See SKU weight

The 1.25 oz Canadian Bison Silver Coin pairs 99.99% (.9999 fine) silver content with sovereign-grade authority, giving you a tradeable bullion position with clear provenance.

 

ORIGIN AND AUTHORITY

The Canadian Bison Silver Coin is minted by the Royal Canadian Mint as legal tender of Canada. Each coin contains 1.25 troy ounces of .9999 fine silver, with the bison design symbolizing the strength of the North American plains.

 

DESIGN AND ARTISTRY

The reverse features a detailed bison standing in profile with textured fur and muscular frame, executed in high-relief brilliant uncirculated finish. The obverse displays the current effigy of the reigning Canadian monarch, along with denomination and issue year. Canadian wildlife and commemorative coins are popular semi-numismatic holds because the RCM strictly enforces annual mintage caps, making older dates progressively harder to source.

 

MARKET POSITION

The 1.25 oz weight is a distinctive bullion format that sits between standard 1 oz rounds and larger premium coins. Royal Canadian Mint production gives the coin strong global dealer recognition and straightforward resale. Cedar Gold’s Buyback Guarantee commits to purchase this product back at competitive market rates for as long as you hold it, with zero liquidation fees on the outbound side.

 

ROLE IN YOUR PORTFOLIO

IRA-approved for self-directed Precious Metals IRAs, the Canadian Bison adds a unique weight class to bullion portfolios while holding .9999 fine silver content backed by the Canadian government. Inside a self-directed Precious Metals IRA, this product is held by a qualified custodian at an approved depository, so you retain ownership but cannot take personal possession until distribution.

PHYSICAL SPECIFICATIONS

Weight: 1.25 oz

Diameter: 38 mm

Finish: Brilliant Uncirculated (BU)

Edge: Reeded (typical for bullion strike)

Denomination: CAD $15

Grade: BU

Dimensions and weight are to mint specification. Coins ship in capsule where noted; bars ship in sealed assay packaging.

 

COMPOSITION AND PURITY

Metal: Silver

Purity: 99.99% (.9999 fine)

99.99% silver (.9999 fine). Top-tier commercial silver purity.

 

PRODUCTION DETAILS

Mint: Royal Canadian Mint

Year varies by release. Capped mintage; RCM wildlife release.

Struck by the Royal Canadian Mint, a Crown corporation of Canada established in 1908. The RCM is a benchmark refinery to LBMA Good Delivery standard and is known for advanced anti-counterfeit features.

 

DESIGN ELEMENTS

Obverse: Effigy of the reigning monarch.

Reverse: Canadian plains bison in standing profile.

 

PACKAGING AND PRESENTATION

Ships in a protective capsule. Store in the capsule to maintain the BU finish.

 

AUTHENTICATION AND SECURITY

Sovereign mint strike with dealer-standard authentication: weight, dimensions, and recognised design.

 

AT-A-GLANCE FEATURES

  • 25 troy ounces of .9999 fine silver
  • Legal tender of Canada, Royal Canadian Mint
  • Brilliant uncirculated bison design
  • High-relief strike with textured detail
  • IRA-approved for Precious Metals IRAs
  • Year varies – current year or recent issue
  • Backed by the Cedar Gold Buyback Guarantee

STATUS: IRA-Approved for Self-Directed Precious Metals IRAs

 

WHY THIS PRODUCT QUALIFIES

This product meets the statutory minimum fineness for silver in a Precious Metals IRA (.999), at 0.9999 pure. It is struck by a recognised sovereign mint and can be held by a qualified custodian at an approved depository.

 

IRS REQUIREMENTS (IRC §408(m)(3))

The Internal Revenue Code sets statutory minimum fineness thresholds for metals held in an IRA: gold .995, silver .999, platinum .9995, palladium .9995. Coins must be produced by a qualifying sovereign mint; bars must be produced by a refiner accredited by NYMEX, COMEX, NYSE-LIFFE, LME, LBMA, LPPM, TOCOM, ISO 9000, or a national government mint.

Collectibles are generally disallowed under IRC §408(m); the precious-metals exception in §408(m)(3) is narrow and fineness-driven. Specific U.S. coins, notably the American Gold Eagle and Silver Eagle are listed by statute.

 

CUSTODIAN AND DEPOSITORY

A Precious Metals IRA must be held under a qualified custodian (trust company, bank, or qualifying non-bank custodian) and the metals themselves must be stored at an approved depository. You do not take personal possession of IRA-owned metals while they remain inside the account.

Common depositories include the Delaware Depository, Brink’s Global Services, IDS of Delaware and Texas, and A-M Global Logistics. Your chosen custodian will coordinate shipment and intake with the depository on your behalf.

 

STORAGE AND INSURANCE

Depositories offer two storage modes: segregated (your coins are held in a dedicated account and never commingled) and non-segregated or pooled (like-kind coins of the same series are stored together and a specific bar/coin is returned on distribution). Segregated storage carries a higher fee but preserves specific-coin identity.

All IRA-approved depositories carry all-risk insurance with Lloyd’s of London underwriting covering fire, theft, natural disaster, and employee dishonesty. Annual storage and insurance fees typically run from approximately $100 to $300, depending on account size and storage mode.

 

TAX TREATMENT

Traditional Precious Metals IRA: contributions may be deductible; growth is tax-deferred; distributions are taxed as ordinary income. Roth Precious Metals IRA: contributions are after-tax; qualified distributions (age 59½ and 5-year rule) are tax-free. Physical metals held in an IRA are treated identically to paper assets for tax purposes; the collectibles-rate long-term capital gains rule does NOT apply to metals held inside a qualifying IRA.

 

ROLLOVER AND CONTRIBUTION NOTES

You can fund a Precious Metals IRA through a direct trustee-to-trustee transfer, a 60-day indirect rollover, or annual contributions. Direct transfers have no frequency limits and are not reported to the IRS as distributions. 60-day rollovers are limited to one per 12-month period across all of your IRAs (the Bobrow rule).

Eligible source accounts: Traditional IRA, Roth IRA, SEP IRA, SIMPLE IRA (after two years), 401(k), 403(b), 457(b), and TSP. The 2026 annual IRA contribution limit is $7,500 ($8,600 with the age-50 catch-up, per IRS Notice 2025-67). Confirm with your CPA or custodian.

 

Note: Cedar Gold Group is not a tax, legal, or financial advisor. IRA eligibility information is based on IRC §408(m)(3) as interpreted at the time of publication. Consult your tax professional and IRA custodian for guidance on your specific account.

Why Choose the Canadian Bison Silver Coin

Distinctive Weight Class

The 1.25 oz format stands out from the 1 oz standard, appealing to collectors who value unique bullion sizes.

North American Wildlife Theme

Bison coins resonate strongly with U.S. and Canadian buyers, supporting secondary market demand.

Cedar Gold Buyback Guarantee

We guarantee to buy back every coin you purchase from us at competitive market rates, for as long as you hold them. A+ BBB rated, with zero liquidation fees.

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