1/2 oz Gold Maple Leaf (Year Varies – Sealed)

Half-ounce 24-karat .9999 fine Gold Maple Leaf in original RCM sealed assay cardette. Sealed inventory preserves factory-fresh condition and supports the highest possible resale premium. Year selected from available stock.

Purity

99.99% (24k)

Quality

Brilliant Uncirculated

Refiner

Royal Canadian Mint

Mint Dates

Varies by issue

Composition

99.99% gold (24k)

Diameter / Weight

0.50 oz / 25 mm

IRA Eligible

Yes, IRA Approved

Available Sizes

See SKU weight

The 1/2 oz Gold Maple Leaf (Year Varies – Sealed) pairs 99.99% (24k) gold content with sovereign-grade authority, giving you a tradeable bullion position with clear provenance.

 

ORIGIN AND AUTHORITY

The 1/2 oz Gold Maple Leaf was introduced in 1986 as part of the Royal Canadian Mint’s expansion of fractional sizes. It carries a $20 Canadian face value as Canadian legal tender, with weight and purity guaranteed by the Government of Canada. Each coin in this listing arrives in its original RCM-sealed assay cardette.

 

DESIGN AND ARTISTRY

The reverse carries the same Canadian sugar-maple leaf design as the 1 oz flagship, scaled to the half-ounce format and produced to the same specifications: radial-line micro-engraving, laser-engraved year privy mark, and RCM Bullion DNA verification. The obverse shows the effigy of the reigning monarch. Modern Maple Leaf issues carry radial-line micro-engraving across the reverse field, a small laser-etched mintmark, and the Bullion DNA anti-counterfeit system, making the coin one of the hardest production coins in the world to replicate.

 

MARKET POSITION

Half-ounce gold is the most popular fractional size for investors who want a meaningful gold position with more divisibility than a full ounce. Sealed assay condition supports the strongest secondary-market resale because the factory seal proves the coin has not been handled since strike. Cedar Gold’s Buyback Guarantee commits to purchase this product back at competitive market rates for as long as you hold it, with zero liquidation fees on the outbound side.

 

ROLE IN YOUR PORTFOLIO

At .9999 fineness, the 1/2 oz Gold Maple Leaf qualifies for inclusion in a Self-Directed Precious Metals IRA under IRC §408(m)(3). The Royal Canadian Mint is an approved refiner; the sealed cardette is preserved through depository intake. Inside a self-directed Precious Metals IRA, this product is held by a qualified custodian at an approved depository, so you retain ownership but cannot take personal possession until distribution.

PHYSICAL SPECIFICATIONS

Weight: 0.50 oz

Diameter: 25 mm

Finish: Brilliant Uncirculated (BU)

Edge: Reeded

Denomination: $20 CAD

Grade: BU

Dimensions and weight are to mint specification. Coins ship in capsule where noted; bars ship in sealed assay packaging.

 

COMPOSITION AND PURITY

Metal: Gold

Purity: 99.99% (24k)

24-karat gold (.9999 fine). 99.99% pure gold, the highest commercial gold purity in widespread bullion production.

 

PRODUCTION DETAILS

Mint: Royal Canadian Mint

Year varies by release.

Struck by the Royal Canadian Mint, a Crown corporation of Canada established in 1908. The RCM is a benchmark refinery to LBMA Good Delivery standard and is known for advanced anti-counterfeit features.

 

DESIGN ELEMENTS

Obverse: Effigy of the reigning monarch (King Charles III on current strikes; Queen Elizabeth II on earlier dates).

Reverse: Canadian maple leaf with radial-line micro-engraving and micro-engraved privy mark.

 

PACKAGING AND PRESENTATION

Ships in original RCM sealed assay cardette. Breaking the seal does not affect bullion value but removes the factory-seal premium.

 

AUTHENTICATION AND SECURITY

Radial-line micro-engraving, laser-micro-engraved privy mark, and the RCM Bullion DNA anti-counterfeit verification program.

 

AT-A-GLANCE FEATURES

  • 1/2 troy ounce of 99.99% pure gold (24 karat)
  • Royal Canadian Mint sovereign strike, $20 CAD legal tender
  • Original RCM sealed assay cardette
  • Radial-line micro-engraving with year privy mark
  • 25 mm diameter, 2.23 mm thickness, reeded edge
  • IRA-Approved at .9999 fineness
  • Most popular fractional size for active investors

STATUS: IRA-Approved for Self-Directed Precious Metals IRAs

 

WHY THIS PRODUCT QUALIFIES

This product meets the statutory minimum fineness for gold in a Precious Metals IRA (.995), at 0.9999 pure. It is struck by a qualifying mint/refiner and can be held by a qualified custodian at an approved depository.

 

IRS REQUIREMENTS (IRC §408(m)(3))

The Internal Revenue Code sets statutory minimum fineness thresholds for metals held in an IRA: gold .995, silver .999, platinum .9995, palladium .9995. Coins must be produced by a qualifying sovereign mint; bars must be produced by a refiner accredited by NYMEX, COMEX, NYSE-LIFFE, LME, LBMA, LPPM, TOCOM, ISO 9000, or a national government mint.

Collectibles are generally disallowed under IRC §408(m); the precious-metals exception in §408(m)(3) is narrow and fineness-driven. Specific U.S. coins, notably the American Gold Eagle and Silver Eagle are listed by statute.

 

CUSTODIAN AND DEPOSITORY

A Precious Metals IRA must be held under a qualified custodian (trust company, bank, or qualifying non-bank custodian) and the metals themselves must be stored at an approved depository. You do not take personal possession of IRA-owned metals while they remain inside the account.

Common depositories include the Delaware Depository, Brink’s Global Services, IDS of Delaware and Texas, and A-M Global Logistics. Your chosen custodian will coordinate shipment and intake with the depository on your behalf.

 

STORAGE AND INSURANCE

Depositories offer two storage modes: segregated (your coins are held in a dedicated account and never commingled) and non-segregated or pooled (like-kind coins of the same series are stored together and a specific bar/coin is returned on distribution). Segregated storage carries a higher fee but preserves specific-coin identity.

All IRA-approved depositories carry all-risk insurance with Lloyd’s of London underwriting covering fire, theft, natural disaster, and employee dishonesty. Annual storage and insurance fees typically run from approximately $100 to $300, depending on account size and storage mode.

 

TAX TREATMENT

Traditional Precious Metals IRA: contributions may be deductible; growth is tax-deferred; distributions are taxed as ordinary income. Roth Precious Metals IRA: contributions are after-tax; qualified distributions (age 59½ and 5-year rule) are tax-free. Physical metals held in an IRA are treated identically to paper assets for tax purposes; the collectibles-rate long-term capital gains rule does NOT apply to metals held inside a qualifying IRA.

 

ROLLOVER AND CONTRIBUTION NOTES

You can fund a Precious Metals IRA through a direct trustee-to-trustee transfer, a 60-day indirect rollover, or annual contributions. Direct transfers have no frequency limits and are not reported to the IRS as distributions. 60-day rollovers are limited to one per 12-month period across all of your IRAs (the Bobrow rule).

Eligible source accounts: Traditional IRA, Roth IRA, SEP IRA, SIMPLE IRA (after two years), 401(k), 403(b), 457(b), and TSP. The 2026 annual IRA contribution limit is $7,500 ($8,600 with the age-50 catch-up, per IRS Notice 2025-67). Confirm with your CPA or custodian.

 

Note: Cedar Gold Group is not a tax, legal, or financial advisor. IRA eligibility information is based on IRC §408(m)(3) as interpreted at the time of publication. Consult your tax professional and IRA custodian for guidance on your specific account.

Why Choose the Gold Maple Leaf

Sealed factory condition

1/2 oz is the most popular fractional gold size at retail because it pairs sovereign-mint authority with a price ticket that does not require a major decision.

Practical fractional size

1/2 oz is a sweet spot between meaningful gold weight and divisibility. Easier to liquidate in pieces than a full ounce, with a smaller premium than 1/4 or 1/10 oz coins.

Same security as the 1 oz

Identical anti-counterfeit features to the flagship coin: radial-line engraving, micro-engraved privy mark, and RCM Bullion DNA. Sovereign-mint authority, fractional-size convenience.

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