Generated by Rank Math SEO, this is an llms.txt file designed to help LLMs better understand and index this website. # Cedar Gold Group: Leading precious metals investment firm helping individuals & families protect their wealth ## Sitemaps [XML Sitemap](https://cedargoldgroup.com/sitemap_index.xml): Includes all crawlable and indexable pages. ## Posts - [Jobs Beat, Oil Spikes, Fed Holds Firm: Institutional Gold Buyers Aren’t Leaving](https://cedargoldgroup.com/jobs-beat-oil-spikes-fed-holds-firm-institutional-gold-buyers-arent-leaving/): China's central bank added to gold reserves for the 19th consecutive month as of May 2026, with reserves rising to 74.96 million fine troy ounces, confirming that sovereign accumulation has not paused during this correction. - [Sequence of Returns Risk: Why Timing Can Wreck a Retirement](https://cedargoldgroup.com/sequence-of-returns-risk-why-timing-can-wreck-a-retirement/): Sequence of returns risk can drain your retirement savings faster than inflation. Learn how it works, why the first decade matters most, and how gold helps protect your portfolio. - [What Your Retirement Savings Are Really Worth After Inflation](https://cedargoldgroup.com/what-your-retirement-savings-are-really-worth-after-inflation/): The dollar's purchasing power has eroded for over a century. Learn what drives this decline and how gold helps protect your retirement savings from inflation. - [The Retirement Risk the Fed Creates That Nobody Warns You About](https://cedargoldgroup.com/the-retirement-risk-the-fed-creates-that-nobody-warns-you-about/): Learn how Federal Reserve decisions on interest rates, inflation, and the dollar directly affect gold prices. A clear guide for retirement investors. - [What Drives the Price of Gold? A Complete Investor’s Guide](https://cedargoldgroup.com/what-drives-the-price-of-gold-a-complete-investors-guide/): Discover what drives the price of gold: inflation, real interest rates, central bank buying, dollar strength, and more. Free consultation from Cedar Gold Group. - [Inherited Gold IRA Beneficiary Rules: The Complete 2026 Guide](https://cedargoldgroup.com/inherited-gold-ira-beneficiary-rules-the-complete-2026-guide/): Learn inherited gold IRA beneficiary rules for 2026: 10-year distribution deadlines, spouse options, tax treatment, and how to protect your family's legacy. - [The Tax Bill Hiding Inside Your Gold Profits](https://cedargoldgroup.com/the-tax-bill-hiding-inside-your-gold-profits/): The IRS taxes physical gold at a 28% collectibles rate—higher than stocks. Learn what you owe, when it applies, and how a Gold IRA changes the picture. - [The Retirement Decision Thousands of Pre-Retirees Get Wrong](https://cedargoldgroup.com/the-retirement-decision-thousands-of-pre-retirees-get-wrong/): Compare a gold IRA vs 401k side by side. Learn rollover rules, tax treatment, contribution limits, and when a precious metals IRA makes sense. Free consultation. - [The Gold IRA Setup Paperwork Checklist Most Guides Skip](https://cedargoldgroup.com/the-gold-ira-setup-paperwork-checklist-most-guides-skip/): Complete gold IRA setup paperwork checklist for 2026. Documents required, custodian forms, rollover steps, and IRS rules explained. Free consultation available. - [The Retirement Mistake That Costs Thousands: Bullion vs Numismatic Coins for a Gold IRA](https://cedargoldgroup.com/the-retirement-mistake-that-costs-thousands-bullion-vs-numismatic-coins-for-a-gold-ira/): Not every gold coin qualifies for a Gold IRA. Learn the IRS rules on bullion vs numismatic coins before you invest. Free consultation available. - [The Custodian Decision Most Gold IRA Investors Get Wrong](https://cedargoldgroup.com/the-custodian-decision-most-gold-ira-investors-get-wrong/): Learn how to choose a gold IRA custodian in 2026. Covers IRS rules, fee structures, storage, red flags, and what to ask before you sign anything. - [Precious Metals Investing: Complete Beginner’s Guide [2026]](https://cedargoldgroup.com/precious-metals-investing-complete-beginners-guide-2026/): New to precious metals? This beginner's guide covers gold, silver, physical vs. paper, IRAs, and portfolio allocation. Free consultation with Cedar Gold Group. - [What Happens to Retirement Accounts in a Market Crash](https://cedargoldgroup.com/what-happens-to-retirement-accounts-in-a-market-crash/): What happens to your 401k in a market crash? Learn the risks, IRS rules, and how gold protects retirement savings. Free consultation available. - [What Causes Inflation? A Simple Explanation for Retirement Savers](https://cedargoldgroup.com/what-causes-inflation-a-simple-explanation-for-retirement-savers/): Learn what causes inflation in plain terms, from money supply to supply shocks. See how inflation erodes retirement savings and what gold has done historically to protect wealth. - [Retirement Portfolio Protection Strategy Guide [2026]](https://cedargoldgroup.com/retirement-portfolio-protection-strategy-guide-2026/): Protect your retirement portfolio with proven strategies: sequence-of-returns risk, gold IRA diversification, and asset allocation. Free consultation available. - [The Retirement Risk Nobody Talks About Until It’s Too Late](https://cedargoldgroup.com/the-retirement-risk-nobody-talks-about-until-its-too-late/): Inflation silently erodes retirement savings. Discover 7 strategies that actually work — including gold IRAs, TIPS, and smart withdrawal plans. Free consultation available. - [How to Protect Your 401(k) From a Stock Market Crash](https://cedargoldgroup.com/how-to-protect-your-401k-from-a-stock-market-crash/): Learn 7 proven strategies to protect your 401(k) from a stock market crash, including asset allocation, gold IRA rollovers, and rebalancing. - [The Gold Allocation Question Every Pre-Retiree Gets Wrong](https://cedargoldgroup.com/the-gold-allocation-question-every-pre-retiree-gets-wrong/): How much gold belongs in your retirement portfolio? Learn what experts recommend, how age affects your allocation, and when a Gold IRA makes sense. - [How Gold Performed During Every Recession Since 1970](https://cedargoldgroup.com/how-gold-performed-during-every-recession-since-1970/): See how gold performed in every U.S. recession since 1970, from stagflation to the Great Recession. Historical data, key lessons, and retirement strategy insights. - [The Gold IRA vs. Physical Gold Decision Most Investors Get Wrong](https://cedargoldgroup.com/the-gold-ira-vs-physical-gold-decision-most-investors-get-wrong/): Compare gold IRA vs. physical gold ownership across taxes, storage, liquidity, and control. Find out which option fits your retirement goals. Free consultation available. - [Gold IRA Pros and Cons: An Honest Assessment for 2026](https://cedargoldgroup.com/gold-ira-pros-and-cons-an-honest-assessment-for-2026/): A straight-talking breakdown of gold IRA pros and cons for 2026. Learn the real benefits, fees, tax rules, and who it actually helps. Free consultation available. - [UBS Still Sees $5,500. Rockefeller Sees $10,000. What Happens When Banks Disagree?](https://cedargoldgroup.com/ubs-still-sees-5500-rockefeller-sees-10000-what-happens-when-banks-disagree/): UBS cut its 2026 gold forecast from $5,900 to $5,500, but explicitly stated the structural bull market remains intact. The revision was about timing, not direction. - [The Fed Signals Rate Hikes. Gold Still Wins. History Proves It.](https://cedargoldgroup.com/the-fed-signals-rate-hikes-gold-still-wins-history-proves-it/): Central banks have been net buyers for approximately 12–13 consecutive quarters, purchasing 863 tonnes in 2025, per the World Gold Council. That structural demand has not changed. - [The Banks That Called Silver’s Run Haven’t Moved Their Targets](https://cedargoldgroup.com/the-banks-that-called-silvers-run-havent-moved-their-targets/): Citigroup targets $110 for silver in H2 2026, Bank of America models $135 to $309, and BNP Paribas Fortis's chief strategist told CNBC new all-time highs are coming, all after this week's sell-off, not before it. - [From Olympic Gold to Real Gold: Why Bryan Clay Chose Cedar Gold Group for His Legacy Planning](https://cedargoldgroup.com/from-olympic-gold-to-real-gold-why-bryan-clay-trusts-cedar-gold-group-with-his-legacy/): In this Gold Standard Special Edition, Brett Bultje sits down with Bryan Clay — Olympic Gold Medalist, - [Ray Dalio: Gold as Economic Insurance](https://cedargoldgroup.com/ray-dalio-gold-as-economic-insurance/): Billionaire investor Ray Dalio — founder of Bridgewater Associates, the world's largest hedge fund - [The Gold Standard Ep. 6 | GOLD vs INFLATION](https://cedargoldgroup.com/the-gold-standard-ep-6-gold-vs-inflation/): As prices continue to rise and the U.S. dollar weakens, more Americans are shifting away from paper-based assets and turning to physical gold and silver for stability. In this episode, - [The Gold Standard Ep. 1 | What Cedar Gold Group Does & Why Physical Metals Matter Right Now](https://cedargoldgroup.com/the-gold-standard-ep-1-what-cedar-gold-group-does-why-physical-metals-matter-right-now/): https://youtu.be/exsT_0bdt4Q - [Gold-Silver Ratio: What It Means for Investors](https://cedargoldgroup.com/gold-silver-ratio-what-it-means-for-investors/): Learn what the gold-silver ratio is, how it has moved through history, what high and low readings signal for investors, and how to use ratio analysis when allocating between gold and silver. - [The Gold IRA Rollover Mistake That Costs Retirees Thousands](https://cedargoldgroup.com/the-gold-ira-rollover-mistake-that-costs-retirees-thousands/): Roll over your 401(k) or IRA into a Gold IRA without penalties. Steps, custodians, eligible metals, fees explained. Free consultation available. - [401k to Gold IRA Rollover: Complete Step-by-Step Guide](https://cedargoldgroup.com/401k-gold-ira-rollover/): Learn how to roll over your 401k to a gold IRA in 5 steps. Covers direct vs indirect rollovers, eligible account types, tax rules, timelines, and common mistakes. Free guide from Cedar Gold Group. - [Why Central Banks Are Buying Record Amounts of Gold](https://cedargoldgroup.com/central-banks-buying-gold/): Central banks have purchased over 1,000 tons of gold per year for three straight years. Learn which countries are buying, why they are buying, and what it means for your retirement portfolio. - [Direct vs Indirect Rollover: Which Should You Choose?](https://cedargoldgroup.com/direct-vs-indirect-rollover/): Learn the difference between direct and indirect rollovers, the 20% withholding trap, 60-day deadline, one-per-year rule, and why direct is almost always the right choice. Free guide. - [How Gold Protects Against Inflation](https://cedargoldgroup.com/gold-inflation-protection/): See how gold has protected purchasing power during every major inflationary period since 1970. Decade-by-decade data, CPI comparisons, and how to add gold to your retirement plan. - [Gold IRA Complete Guide: Everything You Need to Know](https://cedargoldgroup.com/gold-ira-complete-guide/): Learn how a gold IRA works, who is eligible, IRS-approved metals, contribution limits, fees, tax advantages, and common mistakes. Free guide from Cedar Gold Group. - [Gold IRA Contribution Limits for 2026](https://cedargoldgroup.com/gold-ira-contribution-limits/): 2026 Gold IRA contribution limits explained: $7,000 under 50, $8,000 for 50+, SEP IRA up to $69,000, plus why rollovers have no annual limit. Complete guide from Cedar Gold Group. - [Gold IRA Estate Planning: Protecting Your Legacy](https://cedargoldgroup.com/gold-ira-estate-planning/): Learn how Gold IRA estate planning works, including beneficiary designations, the SECURE Act 10-year rule, spousal vs non-spousal inheritance, in-kind distributions, and trust considerations. - [Gold IRA Fees Comparison: What Companies Charge](https://cedargoldgroup.com/gold-ira-fees-comparison/): Compare Gold IRA fees across 8 categories including setup, custodian, storage, dealer premiums, and buyback spreads. See 10-year total cost examples at $25K, $50K, and $100K account sizes. - [Gold IRA Company Red Flags: Warning Signs to Watch](https://cedargoldgroup.com/gold-ira-red-flags/): Learn 8 red flags to watch for when choosing a gold IRA company, including free gold traps, hidden fees, high-pressure tactics, and home storage schemes. Free guide from Cedar Gold Group. - [Gold IRA Rollover Mistakes to Avoid](https://cedargoldgroup.com/gold-ira-rollover-mistakes/): Avoid the 8 most common gold IRA rollover mistakes including indirect rollovers, missing the 60-day deadline, buying non-eligible metals, and home storage schemes. Free guide from Cedar Gold Group. - [Understanding Gold IRA Rollovers: What You Need to Know](https://cedargoldgroup.com/gold-ira-rollovers-guide/): Learn how a gold IRA rollover works, which accounts qualify (401k, 403b, TSP, IRA), direct vs indirect rollovers, the step-by-step process, and how to avoid costly mistakes. Free guide from Cedar Gold Group. - [Gold IRA Rules: IRS Requirements You Must Follow](https://cedargoldgroup.com/gold-ira-rules/): Complete guide to gold IRA rules including contribution limits, eligible metals, prohibited transactions, distribution rules, RMDs, and rollover requirements. - [Gold IRA Storage: Complete Guide to Depositories](https://cedargoldgroup.com/gold-ira-storage/): Learn how gold IRA depositories work, compare Delaware Depository and Brinks, and understand segregated vs commingled storage fees and insurance. - [Gold IRA Tax Benefits: Complete Guide](https://cedargoldgroup.com/gold-ira-tax-benefits/): Learn how gold IRA tax benefits work, including deductible contributions, tax-deferred growth, Roth tax-free withdrawals, and the 28% collectibles rate to avoid. - [Gold IRA Withdrawal Rules: Avoid Penalties](https://cedargoldgroup.com/gold-ira-withdrawal-rules/): Complete guide to gold IRA withdrawal rules including the age 59 1/2 threshold, 10% early withdrawal penalty, RMD calculations under SECURE 2.0, in-kind distributions of physical gold, and tax planning strategies. - [Gold Price Predictions 2026-2030: Expert Analysis](https://cedargoldgroup.com/gold-price-predictions/): Expert gold price predictions for 2026-2030. Understand the five structural forces driving gold prices, what major banks forecast, and what it means for retirement investors. - [Gold/Silver Ratio Historical Trends: 50-Year Analysis](https://cedargoldgroup.com/gold-silver-ratio-history/): Explore 50 years of gold silver ratio history with decade-by-decade data. Learn how the ratio moved from 17 to 124 and what historical patterns tell retirement investors about timing silver purchases. - [Gold vs Bitcoin: Store of Value Comparison](https://cedargoldgroup.com/gold-vs-bitcoin/): Compare gold and Bitcoin as stores of value for retirement. Volatility data, crisis performance, IRA eligibility, and custody risks explained for long-term investors. - [Gold vs Bonds: Which Is Better for Your Portfolio?](https://cedargoldgroup.com/gold-vs-bonds/): Compare gold vs bonds for retirement portfolios. Learn how real returns, inflation risk, and counterparty risk affect your wealth. Free consultation: (855) 404-6015. - [Gold vs Silver: Which Should You Invest In?](https://cedargoldgroup.com/gold-vs-silver-investment/): Compare gold vs silver as investments. Learn about price history, volatility, the gold-silver ratio, storage differences, IRA eligibility, and portfolio allocation guidance from Cedar Gold Group. ## Pages - [Thank You](https://cedargoldgroup.com/thank-you/): Thank you for requesting your complimentary guide. Your FREE Wealth Protection Playbook has been sent to your email. - [Free Gold IRA Guide](https://cedargoldgroup.com/free-gold-ira-guide/): Get the free 48-page playbook thousands of Americans have used to move their savings into physical gold and silver without penalties, hidden fees, or sales pressure. - [IRA Eligible](https://cedargoldgroup.com/ira-eligible-coins/): Learn which precious metals meet IRS requirements. Understand the rollover process. Decide whether a gold IRA fits your retirement strategy. - [Silver Coins](https://cedargoldgroup.com/silver-coins/): From rare first editions to annual series, these silver coins offer investment potential beyond standard bullion pricing.

 - [Silver Bullion](https://cedargoldgroup.com/silver-bullion/): Silver is more than a precious metal. It is a play on industrial innovation. - [Gold Coins](https://cedargoldgroup.com/gold-coins/): Proof coins, limited editions, and annual series from trusted government mints worldwide. - [Gold Bullion](https://cedargoldgroup.com/gold-bullion/): IRA-approved gold coins and bars from trusted government mints and refiners worldwide. - [Product Page Hub](https://cedargoldgroup.com/all-products/): IRA-Approved Precious Metals - [FAQ](https://cedargoldgroup.com/faq/): FAQ & Getting Started Guide - [Reviews](https://cedargoldgroup.com/reviews/): Client Reviews - [Schedule a Consultation](https://cedargoldgroup.com/schedule-a-consultation/): A 30-minute conversation with one of our specialists will giveyou the clarity you need to make a confident decision aboutprotecting your retirement savings with precious metals. - [Precious Metals IRA](https://cedargoldgroup.com/precious-metals-ira/): Diversify your retirement with physical precious metals. A Precious Metals IRA gives you access to all four IRS-approved metals in a single tax-advantaged account. - [Silver IRA](https://cedargoldgroup.com/silver-ira/): Silver IRA Basics - [Slider Testing](https://cedargoldgroup.com/slider-testing/): Our CEO, Brett Bultje, is one of the only executives in the precious metals industry accredited by Harvard Business School in Alternative Investments. - [Gold IRA](https://cedargoldgroup.com/gold-ira/): Gold IRA Fundamentals - [Silver Hub](https://cedargoldgroup.com/silver-investing/): Free 40-page guide. No spam, unsubscribe anytime. - [Precious Metals Hub](https://cedargoldgroup.com/precious-metals-investing/): Protect your retirement with tax-advantaged precious metals. Learn the rules, rollover process, and strategies for building a Gold or Silver IRA. Free 40-page guide. No spam, unsubscribe anytime. - [Gold Hub](https://cedargoldgroup.com/gold-investing/): From physical bullion to Gold IRAs, master the fundamentals of gold investing with expert guides, calculators, and educational content. - [New Home Page](https://cedargoldgroup.com/): Our CEO, Brett Bultje maintains a certificate of completion from Harvard Business Schools Online Alternative Investment Certificate Program. He is also a sitting Member on the Forbes Business Council. - [New Home](https://cedargoldgroup.com/new-home/): Harvard Business School - [Terms & Conditions](https://cedargoldgroup.com/terms-conditions/): Last Modified on May 1, 2026 - [Risk Disclosure](https://cedargoldgroup.com/risk-disclosure/): Performance data quoted represents past performance. Past performance is no guarantee of future results. Investments in precious metals will fluctuate in value, when redeemed they may be worth more or less than their original cost. Investors may lose value at time of redemption. Before risking your retirement funds, you should consult with qualified legal and tax adviser to obtain a second opinion. - [Elder Abuse Policy](https://cedargoldgroup.com/elder-abuse-policy/): Cedar Gold Group is committed to ensuring the safety and well-being of all our clients, especially vulnerable populations, including the elderly. This policy outlines our approach to identifying, preventing, and addressing elder abuse within our operations. - [Anti Money Laundering Policy](https://cedargoldgroup.com/anti-money-laundering-policy/): 1. 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New in store - [Shop](https://cedargoldgroup.com/shop/) - [Privacy Policy](https://cedargoldgroup.com/privacy-policy/): Last Modified on May 1, 2026 ## Products - [1 oz Gold Buffalo – BU (Year Varies)](https://cedargoldgroup.com/shop/1-oz-gold-buffalo-bu-year-varies-2/): One troy ounce of 24-karat .9999 fine gold in the U.S. Mint's American Buffalo design. The first .9999 fine 24-karat gold coin ever struck by the United States Mint. $50 face value U.S. legal tender, IRA-eligible. Year selected from stock. - [1/10 oz Gold Eagle – BU (Year Varies)](https://cedargoldgroup.com/shop/1-10-oz-gold-eagle-bu-year-varies-2/): One-tenth-ounce U.S. Mint Gold Eagle in Brilliant Uncirculated condition. 22-karat alloy, $5 face value U.S. legal tender, IRA-eligible by statute. Year selected from available stock. - [1/4 oz American Gold Eagle Coin (Year Varies)](https://cedargoldgroup.com/shop/1-4-oz-american-gold-eagle-coin-year-varies/): Quarter-ounce of pure gold in the U.S. Mint's flagship bullion series. 22-karat alloy, $10 face value U.S. legal tender, IRA-eligible by statute. Year selected from available stock. - [1/2 oz American Gold Eagle Coin (Year Varies)](https://cedargoldgroup.com/shop/1-2-oz-american-gold-eagle-coin-year-varies/): Half-ounce of pure gold in the United States Mint's flagship bullion series. 22-karat alloy, $25 face value U.S. legal tender, IRA-eligible by statute. Year selected from available stock. - [1 oz American Gold Eagle Coin (Year Varies)](https://cedargoldgroup.com/shop/1-oz-american-gold-eagle-coin-year-varies/): One full troy ounce of pure gold in the United States Mint's flagship gold bullion coin, struck in a 22-karat alloy that delivers superior wear resistance. Carries a $50 face value as U.S. legal tender. Year selected from available stock. - [1/10 oz Gold Maple Leaf (Year Varies – Sealed)](https://cedargoldgroup.com/shop/1-10-oz-gold-maple-leaf-year-varies-sealed-2/): One-tenth-ounce 24-karat .9999 fine Gold Maple Leaf in original RCM sealed assay cardette. The smallest sovereign-mint Gold Maple Leaf format. Year selected from available stock. - [1/4 oz Gold Maple Leaf – Sealed (Year Varies)](https://cedargoldgroup.com/shop/1-4-oz-gold-maple-leaf-sealed-year-varies-3/): Quarter-ounce 24-karat .9999 fine Gold Maple Leaf in original RCM sealed assay cardette. The fractional standard for entry-level gold buyers and gift positions. Year selected from available stock. - [1/2 oz Gold Maple Leaf (Year Varies – Sealed)](https://cedargoldgroup.com/shop/1-2-oz-gold-maple-leaf-sealed-year-varies-2/): Half-ounce 24-karat .9999 fine Gold Maple Leaf in original RCM sealed assay cardette. Sealed inventory preserves factory-fresh condition and supports the highest possible resale premium. Year selected from available stock. - [$1 FV 40% Silver Kennedy Half Dollars (1965-1969)](https://cedargoldgroup.com/shop/1-fv-40-silver-kennedy-half-dollars-1965-1969/): $1 face value of 1965-1969 Kennedy Half Dollars, struck in 40% silver during the transition from 90% silver to copper-nickel. - [1994-P Proof Silver Eagle with Box & COA](https://cedargoldgroup.com/shop/1994-p-proof-silver-eagle-with-box-coa/): A 1994-P Proof Silver American Eagle from the Philadelphia Mint, a key-date proof with the original U.S. Mint box and Certificate of Authenticity. - [1 kilo Gold Bar – Brand Varies .9999 (COMEX Brand)](https://cedargoldgroup.com/shop/1-kilo-gold-bar-brand-varies-9999-comex-brand/): A 1 kilogram (32.15 oz) .9999 fine gold bar from a COMEX-approved refiner, the standard institutional gold bullion format. - [1/10 oz Gold Maple Leaf (Year Varies – Sealed)](https://cedargoldgroup.com/shop/1-10-oz-gold-maple-leaf-year-varies-sealed/): A 1/10 oz Gold Canadian Maple Leaf from the Royal Canadian Mint, .9999 fine gold in original sealed packaging for authentication. - [2023 1/3 oz Australian Sea Lion Platinum Coin](https://cedargoldgroup.com/shop/2023-1-3-oz-australian-sea-lion-silver-coin/): A 1/3 oz fine platinum coin from The Perth Mint, featuring the Australian sea lion and issued as legal tender of Australia. - [2023 1/4 oz Australian Barn Owl Gold Coin](https://cedargoldgroup.com/shop/2023-1-4-oz-australian-barn-owl-gold-coin/): A 1/4 oz fine gold coin from The Perth Mint, featuring the barn owl in flight and issued as Australian legal tender. - [2023 1/4 oz Australian Whale Shark Gold Coin](https://cedargoldgroup.com/shop/2023-1-4-oz-australian-whale-shark-gold-coin/): A 1/4 oz fine gold coin from The Perth Mint, featuring the whale shark in high-relief detail and issued as Australian legal tender. - [1/4 oz St. Helena Rose Crown Gold Coin (Year Varies)](https://cedargoldgroup.com/shop/1-4-oz-st-helena-rose-crown-gold-coin-year-varies/): A 1/4 oz fine gold coin struck for the East India Company, featuring the Tudor Rose Crown design and legal tender of St. Helena. - [2025 1/4 oz Gold Yellowstone Moose Coin](https://cedargoldgroup.com/shop/2025-1-4-oz-gold-yellowstone-moose-coin/): A 1/4 oz fine gold coin from the New Zealand Mint, the gold companion to the Silver Yellowstone Moose in the wildlife series. - [2025 1/4 oz Gold Lady Liberty – Freedom & Strength Coin](https://cedargoldgroup.com/shop/2025-1-4-oz-gold-lady-liberty-freedom-strength-coin/): A 1/4 oz fine gold coin from the United States Mint in the Freedom & Strength series, featuring a modern Lady Liberty design. - [Canadian 1/2 oz Special Service Devil’s Brigade Coin (Year Varies)](https://cedargoldgroup.com/shop/canadian-1-2-oz-special-service-devils-brigade-coin-year-varies/): A 1/2 oz fine silver coin from the Royal Canadian Mint honoring the First Special Service Force, the joint U.S.-Canadian 'Devil's Brigade' of WWII. - [1 oz Silver Canadian Maple Leaf (Any Year)](https://cedargoldgroup.com/shop/1-oz-silver-canadian-maple-leaf-any-year/): The 1 oz Silver Canadian Maple Leaf from the Royal Canadian Mint, .9999 fine silver with radial line security and sovereign government backing. - [1.25 oz Canadian Bison Silver Coin (Year Varies)](https://cedargoldgroup.com/shop/1-25-oz-canadian-bison-silver-coin-year-varies/): A 1.25 oz fine silver coin from the Royal Canadian Mint, featuring the iconic North American bison in high-relief strike. - [2025 1.5 oz Silver Lady Liberty – Freedom & Strength Coin](https://cedargoldgroup.com/shop/2025-1-5-oz-silver-lady-liberty-freedom-strength-coin/): Buy the 2025 1.5 oz Silver Lady Liberty - Freedom & Strength Coin. .9999 fine silver, New Zealand Mint, IRA eligible. Cedar Gold buyback guarantee. - [2026 1.5 oz Silver Yellowstone Moose Coin](https://cedargoldgroup.com/shop/2026-1-5-oz-silver-yellowstone-moose-coin/): The 2026 issue of the Silver Yellowstone Moose, a 1.5 oz fine silver coin from the New Zealand Mint and legal tender of Niue. - [2021 1.5 oz Australian Spotted Eagle Stingray Silver Coin](https://cedargoldgroup.com/shop/2021-1-5-oz-australian-spotted-eagle-stingray-silver-coin/): A 1.5 oz fine silver coin from The Perth Mint, featuring the spotted eagle stingray gliding through Australian reef waters in high-relief detail. - [2025 1.5 oz Silver Yellowstone Moose Coin](https://cedargoldgroup.com/shop/2025-1-5-oz-silver-yellowstone-moose-coin/): A 1.5 oz fine silver coin from the New Zealand Mint, issued as legal tender of Niue, featuring the American bull moose of Yellowstone National Park. - [Silver American Eagle – BU (Year Varies)](https://cedargoldgroup.com/shop/silver-american-eagle-bu-year-varies/): The official silver bullion coin of the United States, issued by the U.S. Mint and backed by the federal government for weight, content, and purity. - [Proof Silver Eagle – Box & COA (Year Varies)](https://cedargoldgroup.com/shop/proof-silver-eagle-box-coa-year-varies/): The proof version of the Silver American Eagle, struck by the U.S. Mint with mirror-like fields and ships with the original box and Certificate of Authenticity. - [Four Coin Proof Gold Eagle Set – Box/COA (Date Varies)](https://cedargoldgroup.com/shop/four-coin-proof-gold-eagle-set-box-coa-date-varies/): The complete four-coin Proof Gold American Eagle set from the U.S. Mint, including 1 oz, 1/2 oz, 1/4 oz, and 1/10 oz coins with original box and COA. - [2018 1/2 oz Canadian Polar Bear Silver Coin](https://cedargoldgroup.com/shop/2018-1-2-oz-canadian-polar-bear-silver-coin/): A 1/2 oz fine silver coin from the Royal Canadian Mint, featuring the Arctic polar bear and issued as $2 CAD legal tender. - [2022 1/4 oz Gold Rocky Mountain Elk Coin](https://cedargoldgroup.com/shop/2022-1-4-oz-gold-rocky-mountain-elk-coin/): A 1/4 oz fine gold coin from the New Zealand Mint, featuring the Rocky Mountain elk and issued as legal tender of Niue. - [5 oz America The Beautiful Silver Coin (Design Varies)](https://cedargoldgroup.com/shop/5-oz-america-the-beautiful-silver-coin-design-varies/): Celebrate America’s natural beauty with the 5 oz America The Beautiful Silver Coin. Each coin is crafted from .999 fine silver, featuring unique designs that honor national parks and landmarks across the United States. Perfect for collectors and investors alike, these coins combine exquisite artistry with premium silver content. A versatile addition to any collection, they offer both aesthetic appeal and lasting value. Design may vary with each release, making every coin a unique treasure. - [1 oz Silver Round – Buffalo Design](https://cedargoldgroup.com/shop/1-oz-silver-round-buffalo-design/): A 1 oz .999 fine silver round featuring the classic Buffalo design inspired by the 1913 Type 1 nickel. - [10 oz Silver Bar – Brand Varies](https://cedargoldgroup.com/shop/10-oz-silver-bar-brand-varies/): A 10 oz .999 fine silver bar from a recognized refiner, offering efficient silver stacking with lower per-ounce premiums than coins. - [1 oz .9999 Gold Maple Leaf (Year Varies)](https://cedargoldgroup.com/shop/1-oz-9999-gold-maple-leaf-year-varies/): The 1 oz Gold Canadian Maple Leaf from the Royal Canadian Mint, .9999 fine gold with sovereign backing and radial line security features. ## Glossary - [SIMPLE IRA: Definition, Contribution Rules, and How Small Business Owners Use It](https://cedargoldgroup.com/glossary/simple-ira/): A SIMPLE IRA is a tax-deferred retirement plan designed for businesses with 100 or fewer employees. A SIMPLE IRA is an employer-sponsored retirement savings plan that allows small businesses to offer tax-deferred retirement benefits without the administrative burden of a 401(k). - [SEP IRA: Definition, Contribution Rules, and How Self-Employed Savers Use It](https://cedargoldgroup.com/glossary/sep-ira/): A SEP IRA lets self-employed individuals and small business owners contribute up to 25% of compensation per employee, with a maximum of $69,000 for 2024. A SEP IRA, or Simplified Employee Pension Individual Retirement Account, is a tax-deferred retirement plan designed for self-employed individuals and small business owners who want higher contribution limits than a standard IRA allows. - [Roth IRA: Definition, Tax Benefits, and How It Fits Your Retirement Plan](https://cedargoldgroup.com/glossary/roth-ira/): A Roth IRA is funded with after-tax dollars, meaning qualified withdrawals in retirement are completely tax-free. A Roth IRA is an individual retirement account funded with money you have already paid income tax on, so every dollar you withdraw in retirement comes out completely tax-free. - [Traditional IRA: Definition, Tax Rules, and How It Fits Your Retirement Plan](https://cedargoldgroup.com/glossary/traditional-ira/): A Traditional IRA lets you contribute pre-tax dollars, reducing your taxable income in the year you contribute. A Traditional IRA is a tax-advantaged retirement savings account that lets you contribute pre-tax income today in exchange for paying ordinary income tax when you withdraw the money in retirement. - [Beneficiary: Definition, Inheritance Rules, and Why It Matters for Your IRA](https://cedargoldgroup.com/glossary/beneficiary/): A beneficiary is the person you name to inherit your IRA when you die. A beneficiary is the individual, trust, or entity you designate to receive your IRA assets when you die. - [Trustee: Definition, Role in IRAs, and What Retirement Savers Need to Know](https://cedargoldgroup.com/glossary/trustee/): A trustee is a person or institution legally authorized to hold and manage assets on behalf of another party under a trust or retirement account arrangement. A trustee is a person or institution legally responsible for holding and managing assets on behalf of someone else, called the beneficiary . - [Prohibited Transaction: Definition, IRS Rules, and Why It Can Destroy Your IRA](https://cedargoldgroup.com/glossary/prohibited-transaction/): A prohibited transaction is any deal the IRS forbids between your IRA and a “disqualified person,” including yourself, your spouse, and certain family members. A prohibited transaction is any financial deal between your IRA and a disqualified person that the IRS explicitly forbids under Internal Revenue Code Section 4975. - [Contribution Limit: Definition, IRS Rules, and How It Affects Your IRA Strategy](https://cedargoldgroup.com/glossary/contribution-limit/): The IRS sets an annual cap on how much you can contribute to a traditional or Roth IRA , adjusted periodically for inflation. A contribution limit is the maximum dollar amount the IRS allows you to deposit into an IRA during a single tax year. - [Required Minimum Distribution (RMD): Definition, Calculation, and What It Means for Your Gold IRA](https://cedargoldgroup.com/glossary/rmd/): An RMD is the minimum dollar amount the IRS requires you to withdraw from certain retirement accounts each year starting at age 73. A Required Minimum Distribution (RMD) is the smallest amount you must withdraw from a qualifying retirement account in a given calendar year, as mandated by the IRS. - [IRA Transfer: Definition, How It Works, and Why It Matters for Retirement Savers](https://cedargoldgroup.com/glossary/transfer/): An IRA transfer moves funds directly from one custodian to another, with no money passing through your hands. An IRA transfer is the direct movement of retirement funds from one IRA custodian to another, without the account holder ever receiving the money. - [Rollover: Definition, IRS Rules, and How It Moves Money Into a Gold IRA](https://cedargoldgroup.com/glossary/rollover/): A rollover moves funds from one retirement account to another without triggering income tax, as long as you follow IRS rules. A rollover is the process of moving money from one retirement account to a different retirement account while preserving its tax-deferred status. - [Depository: Definition, IRS Requirements, and How It Protects Your Gold IRA](https://cedargoldgroup.com/glossary/depository/): A depository is an IRS-approved, high-security vault where physical precious metals held inside an IRA must be stored by law. A depository is a licensed, IRS-approved secure storage facility that holds physical precious metals on behalf of IRA account holders. - [Custodian: Definition, IRS Requirements, and How It Works in a Gold IRA](https://cedargoldgroup.com/glossary/custodian/): An IRA custodian is a financial institution approved by the IRS to hold and administer IRA assets on behalf of account owners. An IRA custodian is a bank, credit union, trust company, or other IRS-approved financial institution that holds and administers the assets inside your individual retirement account. - [Self-Directed IRA: Definition, Rules, and How It Enables a Gold IRA](https://cedargoldgroup.com/glossary/self-directed-ira/): A self-directed IRA gives you full control over investment decisions, including alternative assets like physical gold and silver that standard IRAs do not allow. A self-directed IRA is an individual retirement account where the account holder, not a brokerage, directs all investment decisions, including alternative assets such as physical precious metals, real estate, and private equity. - [BU (Brilliant Uncirculated): Definition, Coin Grading, and What It Means for Silver IRA Buyers](https://cedargoldgroup.com/glossary/bu/): Brilliant Uncirculated, or BU, describes a coin that left the mint in original condition and never entered general circulation. Brilliant Uncirculated, abbreviated BU, describes a coin that was produced by a government or private mint, never spent or exchanged in everyday commerce, and retains the original mint luster it had the day it was struck. - [Proof Coin: Definition, Minting Process, and What It Means for Silver IRA Buyers](https://cedargoldgroup.com/glossary/proof/): A proof coin is struck multiple times with polished dies to produce a mirror-like background and a frosted, detailed design relief. A proof coin is a specially struck coin produced using polished dies and a multi-strike process that creates a mirror-like field and a frosted, sculpted design. - [Mint: Definition, Types, and Why the Source of Your Metal Matters](https://cedargoldgroup.com/glossary/mint/): A mint is a government or private facility authorized to produce coins, bars, and rounds from precious metals. A mint is a facility, either government-operated or privately owned, that is authorized to manufacture coins, bars, and rounds from precious metals such as gold, silver, platinum, and palladium. - [Industrial Demand: Definition, How It Drives Silver Markets, and What It Means for Investors](https://cedargoldgroup.com/glossary/industrial-demand/): Industrial demand accounts for more than half of total annual silver consumption worldwide, making it the dominant force behind silver’s fundamental value. Industrial demand refers to the quantity of silver purchased each year by manufacturers and technology producers who consume it as a raw material in their products. - [Gold/Silver Ratio: Definition, Historical Context, and What It Signals for Precious Metals Investors](https://cedargoldgroup.com/glossary/gold-silver-ratio/): The gold/silver ratio tells you how many ounces of silver it takes to buy one ounce of gold at current market prices. The gold/silver ratio is the number of ounces of silver required to purchase one ounce of gold, calculated by dividing the gold spot price by the silver spot price. - [American Silver Eagle (ASE): Definition, IRA Eligibility, and How to Buy](https://cedargoldgroup.com/glossary/ase/): The American Silver Eagle is the official silver bullion coin of the United States, produced by the U.S. Mint since 1986. The American Silver Eagle, commonly abbreviated as ASE, is the official silver bullion coin of the United States government, struck by the U.S. Mint and containing one troy ounce of .999 fine silver. - [Constitutional Silver: Definition, History, and What It Means for Silver Buyers](https://cedargoldgroup.com/glossary/constitutional-silver/): Constitutional silver refers to U.S. coins minted before 1965 that contain 90% silver by composition. Constitutional silver is the name collectors and precious metals investors use for U.S. coins struck before 1965 that contain 90% silver. - [Silver Round: Definition, How It Differs From Coins, and IRA Eligibility](https://cedargoldgroup.com/glossary/silver-round/): A silver round is a privately minted disc of silver with no legal tender status, unlike government-issued coins. A silver round is a privately minted disc of silver that looks like a coin but carries no legal tender value. - [Junk Silver: Definition, Silver Content, and What Retirement Savers Should Know](https://cedargoldgroup.com/glossary/junk-silver/): Junk silver refers to pre-1965 U.S. dimes, quarters, and half-dollars that contain 90% silver by composition. Junk silver is the common name for pre-1965 U.S. dimes, quarters, and half-dollars that the U.S. government minted with 90% silver content. - [.999 Fine: Definition, Purity Standard, and What It Means for Silver IRA Buyers](https://cedargoldgroup.com/glossary/999-fine/): .999 fine silver is 99.9% pure, the recognized standard for investment-grade silver bars and coins. .999 fine describes silver that is 99.9% pure, with no more than 0.1% of the metal composed of other elements. - [Sterling Silver: Definition, Purity Standard, and What It Means for Silver Investors](https://cedargoldgroup.com/glossary/sterling-silver/): Sterling silver is a metal alloy containing 92.5% pure silver and 7.5% other metals, most commonly copper. Sterling silver is an alloy composed of 92.5% pure silver and 7.5% other metals, almost always copper, giving it the durability needed for practical use. - [Hedge: Definition, How It Works, and Why It Matters for Retirement Savers](https://cedargoldgroup.com/glossary/hedge/): A hedge is an investment designed to offset potential losses in another asset by moving in the opposite direction when conditions deteriorate. A hedge is an investment or position taken specifically to reduce the risk of an adverse price move in another asset you already own. - [Safe Haven: Definition, How It Works, and Why Gold Qualifies](https://cedargoldgroup.com/glossary/safe-haven/): A safe haven asset holds its value or gains during market downturns, economic crises, or geopolitical shocks. A safe haven is an asset that tends to hold its value or appreciate when financial markets fall, economies contract, or geopolitical uncertainty spikes. - [COMEX: Definition, How Gold Futures Are Traded, and Why Prices Start Here](https://cedargoldgroup.com/glossary/comex/): COMEX is the primary futures and options exchange for gold and silver trading in the United States, now operating as a division of CME Group. COMEX, short for Commodity Exchange Inc., is the principal United States exchange where gold and silver futures and options contracts are bought and sold. - [LBMA: Definition, How It Sets Global Gold Standards, and Why It Matters for Gold IRA Buyers](https://cedargoldgroup.com/glossary/lbma/): The LBMA is the international trade association that oversees the global wholesale gold and silver markets, headquartered in London. The LBMA, or London Bullion Market Association, is the international trade body that governs and promotes the global over-the-counter wholesale market for gold and silver. - [Allocated Gold: Definition, How Segregated Storage Works, and Why It Matters for IRAs](https://cedargoldgroup.com/glossary/allocated/): Allocated gold is separately stored and individually identified as belonging to a specific owner, not pooled with other investors’ metal. Allocated gold is physical metal that has been segregated in a vault and recorded as the property of a single, identified owner. - [Spread: Definition, How Dealers Price Precious Metals, and What It Costs Retirement Savers](https://cedargoldgroup.com/glossary/spread/): The spread is the difference between the price a dealer charges you to buy a precious metal and the price that same dealer will pay you to sell it back. The spread is the gap between the price a precious metals dealer charges to sell you metal and the lower price that same dealer will pay to buy it back from you. - [Premium: Definition, How It Works, and What It Means for Gold IRA Buyers](https://cedargoldgroup.com/glossary/premium/): The premium is the amount you pay above the spot price for any physical gold or silver product. The premium is the dollar amount a buyer pays above the current spot price for a physical precious metals product. - [Karat: Definition, Gold Purity Scale, and What It Means for Gold IRA Buyers](https://cedargoldgroup.com/glossary/karat/): Karat measures the proportion of pure gold in an alloy, expressed as a fraction of 24 parts. Karat is the unit of measurement that tells you how much of a gold item is actually gold, expressed on a scale from 0 to 24. - [Fineness: Definition, How It Is Measured, and Why It Matters for Gold IRA Buyers](https://cedargoldgroup.com/glossary/fineness/): Fineness expresses the proportion of pure gold (or silver) in a metal alloy, measured in parts per thousand. Fineness is the measure of how much pure precious metal is present in an alloy, expressed as parts per thousand. - [Numismatic: Definition, How Coins Are Valued, and What It Means for a Gold IRA](https://cedargoldgroup.com/glossary/numismatic/): Numismatic coins are valued primarily for their rarity, historical significance, and condition, not for the weight of metal they contain. Numismatic refers to anything related to the study, collection, and valuation of coins, currency, and medals, with particular attention to rarity, condition, and historical context rather than raw metal content. - [Bullion: Definition, Forms, and Why It Is the Foundation of a Gold IRA](https://cedargoldgroup.com/glossary/bullion/): Bullion refers to precious metals, primarily gold and silver, in bulk physical form with verified purity, typically traded as bars, ingots, or coins. Bullion is precious metal in refined, bulk form, verified to a specific purity standard and traded primarily for its metal content rather than its design, rarity, or collector value. - [Troy Ounce: Definition, Measurement, and Why Gold Is Weighed Differently](https://cedargoldgroup.com/glossary/troy-ounce/): A troy ounce equals 31.1035 grams, making it about 10% heavier than the avoirdupois ounce used in everyday U.S. commerce. A troy ounce is a unit of weight equal to 31.1035 grams, used globally to measure and price precious metals. - [Spot Price: Definition, How It Is Set, and Why It Matters to Gold IRA Buyers](https://cedargoldgroup.com/glossary/spot-price/): Spot price is the price for immediate delivery of one troy ounce of gold at any given moment during market hours. Spot price is the current market price at which gold trades for immediate delivery, quoted per troy ounce.