Gold Bullion for Your Retirement and Direct Ownership
Physical gold protects your wealth. It belongs in your retirement account or your personal holdings. Learn what to buy, why it matters, and how gold fits your financial strategy.
Learn the benefits:
- Expert Guidance – Lifetime account support from a dedicated specialist
- Zero Liquidation Fees – Enjoy our buyback policy with no hidden costs
- Exclusive Insights – Access in-depth research and market analysis
- Transparent Pricing – Competitive rates with no surprises
- No-Pressure Approach – Your financial goals, your decisions
Featured Gold Products
IRA-approved gold coins and bars from trusted government mints and refiners worldwide.
- Popular
- IRA ELIGIBLE
The 1 oz Gold Canadian Maple Leaf from the Royal Canadian Mint, .9999 fine gold with sovereign backing and radial line security features.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
A 1/3 oz fine platinum coin from The Perth Mint, featuring the Australian sea lion and issued as legal tender of Australia.
Purity: 0.9999
- Silver COIN
- Popular
- IRA ELIGIBLE
A 1/10 oz Gold Canadian Maple Leaf from the Royal Canadian Mint, .9999 fine gold in original sealed packaging for authentication.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
A 1 kilogram (32.15 oz) .9999 fine gold bar from a COMEX-approved refiner, the standard institutional gold bullion format.
Purity: 0.9999
- GOLD Bar
- Popular
- IRA ELIGIBLE
Half-ounce 24-karat .9999 fine Gold Maple Leaf in original RCM sealed assay cardette. Sealed inventory preserves factory-fresh condition and supports the highest possible resale premium. Year selected from available stock.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
Quarter-ounce 24-karat .9999 fine Gold Maple Leaf in original RCM sealed assay cardette. The fractional standard for entry-level gold buyers and gift positions. Year selected from available stock.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
One-tenth-ounce 24-karat .9999 fine Gold Maple Leaf in original RCM sealed assay cardette. The smallest sovereign-mint Gold Maple Leaf format. Year selected from available stock.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
One full troy ounce of pure gold in the United States Mint’s flagship gold bullion coin, struck in a 22-karat alloy that delivers superior wear resistance. Carries a $50 face value as U.S. legal tender. Year selected from available stock.
Purity: 0.9167
- GOLD COIN
- Popular
- IRA ELIGIBLE
The 1 oz Gold Canadian Maple Leaf from the Royal Canadian Mint, .9999 fine gold with sovereign backing and radial line security features.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
A 1/3 oz fine platinum coin from The Perth Mint, featuring the Australian sea lion and issued as legal tender of Australia.
Purity: 0.9999
- Silver COIN
- Popular
- IRA ELIGIBLE
A 1/10 oz Gold Canadian Maple Leaf from the Royal Canadian Mint, .9999 fine gold in original sealed packaging for authentication.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
A 1 kilogram (32.15 oz) .9999 fine gold bar from a COMEX-approved refiner, the standard institutional gold bullion format.
Purity: 0.9999
- GOLD Bar
- Popular
- IRA ELIGIBLE
Half-ounce 24-karat .9999 fine Gold Maple Leaf in original RCM sealed assay cardette. Sealed inventory preserves factory-fresh condition and supports the highest possible resale premium. Year selected from available stock.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
Quarter-ounce 24-karat .9999 fine Gold Maple Leaf in original RCM sealed assay cardette. The fractional standard for entry-level gold buyers and gift positions. Year selected from available stock.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
One-tenth-ounce 24-karat .9999 fine Gold Maple Leaf in original RCM sealed assay cardette. The smallest sovereign-mint Gold Maple Leaf format. Year selected from available stock.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
One full troy ounce of pure gold in the United States Mint’s flagship gold bullion coin, struck in a 22-karat alloy that delivers superior wear resistance. Carries a $50 face value as U.S. legal tender. Year selected from available stock.
Purity: 0.9167
- GOLD COIN
- Popular
- IRA ELIGIBLE
The 1 oz Gold Canadian Maple Leaf from the Royal Canadian Mint, .9999 fine gold with sovereign backing and radial line security features.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
A 1/3 oz fine platinum coin from The Perth Mint, featuring the Australian sea lion and issued as legal tender of Australia.
Purity: 0.9999
- Silver COIN
- Popular
- IRA ELIGIBLE
A 1/10 oz Gold Canadian Maple Leaf from the Royal Canadian Mint, .9999 fine gold in original sealed packaging for authentication.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
Half-ounce 24-karat .9999 fine Gold Maple Leaf in original RCM sealed assay cardette. Sealed inventory preserves factory-fresh condition and supports the highest possible resale premium. Year selected from available stock.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
Quarter-ounce 24-karat .9999 fine Gold Maple Leaf in original RCM sealed assay cardette. The fractional standard for entry-level gold buyers and gift positions. Year selected from available stock.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
One-tenth-ounce 24-karat .9999 fine Gold Maple Leaf in original RCM sealed assay cardette. The smallest sovereign-mint Gold Maple Leaf format. Year selected from available stock.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
One full troy ounce of pure gold in the United States Mint’s flagship gold bullion coin, struck in a 22-karat alloy that delivers superior wear resistance. Carries a $50 face value as U.S. legal tender. Year selected from available stock.
Purity: 0.9167
- GOLD COIN
- Popular
- IRA ELIGIBLE
Half-ounce of pure gold in the United States Mint’s flagship bullion series. 22-karat alloy, $25 face value U.S. legal tender, IRA-eligible by statute. Year selected from available stock.
Purity: 0.9167
- GOLD COIN
- Popular
- IRA ELIGIBLE
A 1 kilogram (32.15 oz) .9999 fine gold bar from a COMEX-approved refiner, the standard institutional gold bullion format.
Purity: 0.9999
- GOLD Bar
- Popular
- IRA ELIGIBLE
The 1 oz Gold Canadian Maple Leaf from the Royal Canadian Mint, .9999 fine gold with sovereign backing and radial line security features.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
A 1/3 oz fine platinum coin from The Perth Mint, featuring the Australian sea lion and issued as legal tender of Australia.
Purity: 0.9999
- Silver COIN
- Popular
- IRA ELIGIBLE
A 1/10 oz Gold Canadian Maple Leaf from the Royal Canadian Mint, .9999 fine gold in original sealed packaging for authentication.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
A 1 kilogram (32.15 oz) .9999 fine gold bar from a COMEX-approved refiner, the standard institutional gold bullion format.
Purity: 0.9999
- GOLD Bar
- Popular
- IRA ELIGIBLE
Half-ounce 24-karat .9999 fine Gold Maple Leaf in original RCM sealed assay cardette. Sealed inventory preserves factory-fresh condition and supports the highest possible resale premium. Year selected from available stock.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
Quarter-ounce 24-karat .9999 fine Gold Maple Leaf in original RCM sealed assay cardette. The fractional standard for entry-level gold buyers and gift positions. Year selected from available stock.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
One-tenth-ounce 24-karat .9999 fine Gold Maple Leaf in original RCM sealed assay cardette. The smallest sovereign-mint Gold Maple Leaf format. Year selected from available stock.
Purity: 0.9999
- GOLD COIN
- Popular
- IRA ELIGIBLE
One full troy ounce of pure gold in the United States Mint’s flagship gold bullion coin, struck in a 22-karat alloy that delivers superior wear resistance. Carries a $50 face value as U.S. legal tender. Year selected from available stock.
Purity: 0.9167
- GOLD COIN
Why Buy Gold
Benefits of Buying Gold Bullion
Understand why gold has been the ultimate store of wealth for millennia.
Gold as Protection
A tangible asset that protects against inflation and economic uncertainty. Unlike paper assets, gold has no counterparty risk and cannot be printed or devalued by government policy.
Historical Value
For over 5,000 years, gold has maintained its intrinsic value through economic cycles, wars, and currency collapses. It’s the only asset class with this track record.
Global Liquidity
Gold is universally recognized and can be sold anywhere in the world. Whether in New York, London, or Hong Kong, gold commands immediate market value.
Tax Considerations
When held in a self-directed IRA, gold offers tax-deferred or tax-free growth depending on account type. Same retirement benefits as stocks. Real assets you can own.
Portfolio Diversification
Gold typically moves independently of stocks and bonds, providing genuine diversification. Financial advisors recommend 5–10% allocation for balanced risk.
IRA Purity Requirement
Gold bullion for IRAs must meet 99.5% purity standard. American Gold Eagles are the exception at 91.67% due to Congressional authorization.
Gold Bullion Quick Comparison
Compare popular gold coins and bars for your portfolio
| Product | Purity | Weight | IRA Eligible | Premium Range |
|---|---|---|---|---|
| American Gold Eagle | 91.67% | 1 oz |  | 3-5% |
| American Gold Buffalo | 99.99% | 1 oz | | 3-5% |
| Canadian Maple Leaf | 99.99% | 1 oz | | 2-4% |
| Austrian Philharmonic | 99.99% | 1 oz | | 2-4% |
| PAMP Suisse Bar | 99.99% | 1 oz | | 1-3% |
| South African Krugerrand | 91.67% | 1 oz |  | 3-5% |
Direct Purchase
How It Works
Acquiring physical gold and silver for direct ownership is straightforward with Cedar Gold.
STEp 01
Speak with Your Specialist
Get personalized guidance on products that match your goals and budget.
STEp 02
Select Your Metals
Choose from IRA-approved coins, bars, and premium collectibles at transparent prices.
STEp 03
Secure Delivery or Storage
Receive your metals via insured delivery or arrange professional vault storage.
Your Purchase, Protected
Every Cedar transaction is backed by our comprehensive guarantee.
Authenticity Guarantee
Every product verified and certified authentic
Top Buyback
We repurchase at competitive market rates
Secure Delivery
Fully insured shipping on every order
Price Transparency
Spot price + premium, no hidden fees ever
No-Pressure Sales
Education-first approach, your timeline
Why Buy Gold Bullion to Preserve Your Wealth
Gold has been a store of wealth for thousands of years. In today’s environment, inflation erodes purchasing power and market volatility creates uncertainty. Physical gold offers something paper assets cannot. You own a tangible asset with no counterparty risk.
When you buy gold bullion, you hold an asset that governments, central banks, and wealthy individuals have valued across centuries. Gold does not depend on corporate earnings, interest rates, or political decisions.
Inflation Protection
As the cost of living rises, gold’s value rises with it. Over the past 20 years, gold has outpaced inflation in nearly every major economy.
Portfolio Diversification
Financial advisors recommend
allocating 5-10% of a portfolio to precious metals. Gold typically moves differently than stocks and bonds.
Retirement Security
Through a Gold IRA, you can hold physical gold in a tax-advantaged retirement account, building wealth without immediate tax liability.
What to Know When Buying Gold Bullion
Before you buy gold bullion, understand the basics. Learn how purity affects value, what premiums mean, how to verify authenticity, and where to store your gold.
What makes gold a safe-haven investment?
Gold is considered a safe-haven asset because it retains value during economic crises and market downturns. When investors panic and sell stocks, they often move capital into gold and push its price higher. Gold has no default risk and no dependency on corporate earnings.
How does gold bullion differ from gold stocks or ETFs?
Gold bullion is physical metal you own directly. Gold stocks are shares in mining companies where the value depends on management and operations. Gold ETFs track gold prices but do not give you true ownership. For retirement accounts, only physical bullion qualifies.
What purity standards should you look for?
For bullion, you want high purity. Look for 99.99% or .9999 fine for pure gold bars and most modern coins. 99.5% or .995 fine is also IRA-eligible. American Gold Eagles at 91.67% qualify due to a Congressional exception.
What premiums should you expect to pay?
When you buy gold, you pay the spot price which is the real-time market price plus a premium. Gold bars range from 0.5% to 3% above spot. Modern bullion coins range from 3% to 8% above spot. Rare or proof coins can be 10% to 50% or more above spot.
How do you verify gold bullion authenticity?
Assay certificates from independent companies or government mints confirm weight, purity, and authenticity. Visual inspection verifies markings, serial numbers, and finish quality. You should buy from established dealers with transparent policies.
Secure Vaulting
Are gold coins or gold bars right for you?
Both are legitimate bullion options. They serve different purposes. Understanding the tradeoffs helps you choose.
Gold Bars
Premiums: 0.5% to 3% over spot
Best for: investments over $25,000
Advantages
- Lowest Premiums
- Space-efficient storage
- Simple designs
Considerations
- Less liquid than coins
- Harder to sell in portions
- Less recognizable to the public
Gold Coins
Premiums: 3% to 8% over spot
Best for: investments under $25,000
Advantages
- Highly liquid and recognizable
- Government-backed guarantee
- Easy to sell individually
Considerations
- Higher premiums
- More storage space needed
- Design variations
- Quick Decision Framework
Under $10,000
Coins are the practical choice—diversification and easy liquidation.
$10,000 - $50,000
Split approach: 40% coins for liquidity, 60% bars for better premiums.
Over $50,000
Bars become more efficient: 80% bars, 20% coins for liquidity.
Retirement Planning
Gold Bullion and Your Retirement Account
One of the strongest reasons to buy gold bullion is to include it in your retirement savings. A Gold IRA lets you hold physical bullion in a tax-advantaged account.
Recommended Precious Metals Allocation:
- American Gold Eagles, Buffalos, and Maples are IRA-approved
- Tax-deferred growth potential in Traditional IRA
- Rollover from 401(k), TSP, or other retirement accounts
- Secure storage at IRS-approved depositories
- IRA Eligibility Requirements
Purity Requirements
Gold must be 99.5% pure (.995) OR 91.67% for American Eagles (Congressional exception)
Approved Coins
American Eagles, Buffalos, Canadian Maple Leafs, Austrian Philharmonics
What's NOT Eligible
Collectible or proof coins, pre-1933 coins, rare coins, unapproved refiners
Storage Requirement
IRA gold MUST be stored at an IRS-approved depository—home storage NOT permitted
Why Thousands of Americans Choose Cedar Gold
Trust is earned through transparency, expertise, and results. Here’s what sets Cedar Gold apart.
2,500+
Families Served
$180M+
Assets Protected
4.9/5
Google Rating
A+
BBB Rating
A+ BBB Rating
Highest rating from the Better Business Bureau.
Official Miami Marlins Partner
Proud partner of Major League Baseball's Miami Marlins.
Olympic Gold Medalist Endorsement
Trusted by Olympic champion Bryan Clay.
Zero Liquidation Fees
No fees when you sell your metals back to us.
Top Buyback
We buy back any product we sell at competitive market rates.
“Our mission is simple: help hardworking Americans protect what they’ve spent a lifetime building. We believe in education over salesmanship, transparency over pressure, and relationships over transactions.”
— Brett Bultje, CEO & Founder
Frequently Asked Questions About Gold Bullion
Comprehensive answers to the most common questions about gold bullion.
What makes gold a safe-haven investment?
Gold is considered a safe-haven asset because it retains value during economic crises and market downturns. When investors panic and sell stocks, they often move capital into gold and push its price higher. Gold has no default risk and no dependency on corporate earnings.
How does gold bullion differ from gold stocks or ETFs?
Gold bullion is physical metal you own directly. Gold stocks are shares in mining companies where the value depends on management and operations. Gold ETFs track gold prices but do not give you true ownership. For retirement accounts, only physical bullion qualifies.
What purity standards should you look for?
For bullion, you want high purity. Look for 99.99% or .9999 fine for pure gold bars and most modern coins. 99.5% or .995 fine is also IRA-eligible. American Gold Eagles at 91.67% qualify due to a Congressional exception.
What premiums should you expect to pay?
When you buy gold, you pay the spot price, which is the real-time market price plus a premium. Gold bars range from 0.5% to 3% above spot. Modern bullion coins range from 3% to 8% above spot. Rare or proof coins can be 10% to 50% or more above spot.
How do you verify gold bullion authenticity?
Assay certificates from independent companies or government mints confirm weight, purity, and authenticity. Visual inspection verifies markings, serial numbers, and finish quality. You should buy from established dealers with transparent policies.
Where should gold bullion be stored?
For direct ownership, you can store at home in a safe or use professional vault storage. For IRA accounts, you must use an IRS-approved depository. Home storage is not permitted and will trigger penalties.
What is the best gold bullion to buy for investment?
American Gold Eagles, Canadian Maple Leafs, and Austrian Philharmonics are strong choices. American Eagles are highly liquid and IRA-eligible despite their lower 91.67% purity. If you are building an IRA, all three coins work well.
How much do gold coins cost, and what affects the price?
Gold coin prices have two components. First is the spot price. Second is the dealer premium. A 1-ounce American Gold Eagle costs around $2,150-$2,200 (spot price ~$2,100 plus 3-4% premium).
Can I put gold bullion in my IRA?
Yes. You can hold physical gold bullion in a self-directed IRA. Your gold is stored at an IRS-approved depository with full insurance. One rule applies. You cannot store IRA gold at home.
What is the minimum amount needed to buy gold bullion?
There is no IRS minimum for direct purchases. You can buy as little as one ounce (roughly $2,100). For third-party vault storage, you might want $5,000+ to justify fees. For IRAs, custodian fees become more efficient with larger balances ($10,000+).
Should I buy gold bullion now, or wait for a better price?
No one knows the short-term direction of gold prices. Rather than timing the market, consider dollar-cost averaging. Acquire a set amount regularly over time. This approach removes emotion and averages your cost.
How do I know if gold bullion is a good investment for me?
Gold fits your portfolio if you are concerned about inflation, want to diversify from stocks and bonds, or are approaching retirement and want stability. Most advisors recommend 5-10% allocation for long-term wealth preservation.
What's the difference between spot price and the price I pay?
The spot price is the global commodity price for gold per ounce. You pay spot price plus a dealer premium. For example, if spot is $2,100/oz and premium is 3%, you pay $2,163/oz.
What happens if gold prices drop after I buy?
Prices naturally fluctuate. If you are holding gold for inflation protection and long-term wealth preservation, short-term fluctuations matter less. Gold performs over 5-10+ year horizons. Think of gold as insurance.
Is gold bullion safe, or can it be stolen or counterfeited?
Gold is safe with basic precautions. Buy from reputable dealers. Verify with assay certificates. Store securely. Counterfeiting is rare in modern bullion because verification is rigorous.
Can I sell my gold bullion easily if I need to?
Yes. Gold is one of the most liquid assets you can own. Cedar Gold buys back gold we have sold you. No questions asked. The bullion market is deep and global. Coins sell faster because they are widely recognized.
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